ECONOMYNEXT – Sri Lanka’s listed lender Nations Trust Bank’s group profits for the December 2025 quarter edged down 6 percent to 4.35 billion rupees from the previous year, the quarterly earning report showed.
The fall was due to an unusual gain in the same quarter last year after derecognition of losses from the country’s International Sovereign Bonds following the debt restructuring.
Profits for the financial year ended on December 31 rose 15 percent to 19.3 billion rupees and the Bank attributed its growth to “healthy asset growth, resilient net income margins (NIMs), and disciplined risk management”.
Earnings per share for the quarter was 13.04 rupees per share and 57.76 rupees for the full year.
Gross income for the quarter grew 39 percent to 22.6 billion rupees, while net interest income rose 7 percent to 9.95 billion rupees, with a 30 percent increase in income expenses to 8.64 billion.
The Group also recorded a 50 percent growth in its loan book.
“The 50% growth in loan book is an indication of our commitment to supporting the growth of consumers, SMEs and corporates and the broader Sri Lankan economy,” Hemantha Gunathilleke, Director and Chief Executive Officer, Nations Trust Bank, told shareholders in the earnings report.
NTB’s capital base remained consistent, with a 21.86 percent growth in return on equity (ROE).
NTB received approval from the Central Bank of Sri Lanka to acquire the retail banking operations of Hongkong and Shanghai Banking Corporation Sri Lanka (HSBC), following a purchase and sale agreement between the banks in September 2025.
“The transaction is scheduled to conclude in the second quarter of 2026.” The Bank said.
“The acquisition will integrate approximately 200,000 customer accounts, including premium banking clients, credit cards, and retail loans into NTB’s portfolio.”
“By significantly expanding its presence in the premium retail segment, NTB strengthens its future readiness, driving long – term growth.”
NTB shares closed down 2.3 percent at 337 rupees at the close of trading on Tuesday. (Colombo/February 25/2026)